India, Sept. 4 -- India's digital payments story has always been largely driven by scaling, and bold experiments, whetheit'sts demonetization or the rise of UPI. Now, even within this fast-evolving payment ecosystem, a silent revolution is underway. Payments are surpassing phones, and the next frontier isn't mobile-first. It is ambient and rapidly embedded into our surroundings, triggered by proximity, voice, or intent. In many cases, it's literally built into your car's dashboard.

Payments are no longer enclosed with phones; they're becoming embedded in the everyday environment. Technology is moving from screen-based actions to ambient, context-driven experiences. The need to pull out phones to pay is fading. It is not just about conven...