New Delhi, June 17 -- Credit cardholders and loan borrowers need to ensure the repayment is made before or by the due date. Timely payments help in maintaining and/or improving the credit score. A good credit score is important for getting new credit cards and loans. While processing new credit applications, banks look at the applicant's past repayment track record. It can be tracked through the Days Past Due (DPD) parameter in the credit report.

In this article, we will understand what is DPD, various values reflected under DPD status in the credit report, and their implications.

The Days Past Due or DPD status in a credit report reflects the number of days by which a credit cardholder or loan borrower has delayed a repayment. Banks re...