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Equities and gold shine in FY 2023: What should be your portfolio strategy for FY 2024?

New Delhi, April 23 -- Equity investors cheered the stock market rally in the Financial Year 2023 and made excellent returns. With two wars waged and inflation slowing at a lower-than-expected pace, g... Read More


RBI acts on credit card usage for P2P payments like rent and tuition fees: Will it ban them?

New Delhi, April 15 -- In 2023, unsecured loans (personal loans and credit cards) were growing at a faster pace. Taking note of the high growth and to avoid an increase in the banks' NPAs, the RBI inc... Read More


US Federal Reserve signals interest rate cuts in 2024 second half: Should you invest in debt funds?

New Delhi, April 12 -- On 20th March, the US Federal Reserve, in its FOMC meeting, indicated that it would start cutting interest rates in the second half of this year. The RBI is also expected to fol... Read More


Rising fixed deposit interest rates: Is now the time to secure your savings?

New Delhi, April 5 -- In its March 2024 FOMC meeting, the US Federal Reserve indicated that it would cut interest rates in the second half of 2024. Following the US Fed, the RBI is also expected to cu... Read More


Union Bank's women-only credit card: Divaa - Should you apply?

New Delhi, March 25 -- Many financial institutions like banks offer some products and services for a specific category of customers like kids, women, senior citizens, etc. Union Bank of India has also... Read More


SBI Fixed Deposits: Amrit Kalash and We-care available till 31st March 2024; should you invest?

New Delhi, March 14 -- The State Bank of India (SBI) offers retail investors two limited-time fixed deposits (FDs) with higher interest rates than other regular fixed deposits. These include the SBI W... Read More


Tax Planning: How can you do comprehensive financial planning? Here are 5 steps

New Delhi, March 10 -- March is here. You must have already received a couple of emails/notifications from the HR/Finance Team to submit investment proofs to avoid the TDS deduction from your salary. ... Read More


Personal loan or overdraft: Which one is better for you? MintGenie explains

New Delhi, Feb. 19 -- When you need funds, you can choose from credit options like a personal loan or an overdraft. The choice between the two can be based on how long you need the money, how the inte... Read More


Personal loans: How to improve your credit score? Here are 5 hidden ways

New Delhi, Feb. 15 -- Need a loan for a medical emergency or to enjoy a vacation? Whatever your purpose, a personal loan can fulfil your needs. However, a personal loan is an unsecured loan; hence, yo... Read More


Mutual Funds: 3 index funds simple portfolio of top 750 stocks with 0 overlap

New Delhi, Feb. 9 -- Some investors invest in multiple mutual fund schemes based on diversified market capitalisation indices, sectoral, thematic, factor-based indices, etc. Sometimes, they end up inv... Read More