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What is partial payment in a personal loan? Benefits and key factors explained

New Delhi, April 24 -- Personal loans usually have a tenure of up to five years. If the personal loan is availed during a financial emergency, the borrower may go for a longer tenure as they may be un... Read More


SBI Card and Tata Digital have launched the Tata Neu Infinity SBI Credit Card: Should you take it?

New Delhi, April 23 -- In August 2022, HDFC Bank and Tata Digital joined hands to launch co-branded credit cards. The cards came in two variants: Plus and Infinity. Since their launch, these credit ca... Read More


IndusInd Bank Avios Credit Card fee revised downwards: Should you take this card?

New Delhi, April 22 -- In 2023, when IndusInd Bank launched the Avios Visa Infinite Credit Card, the joining fee was Rs. 40,000 + Taxes, and the annual renewal fee was Rs. 10,000 + Taxes. However, rec... Read More


American Express credit card reward points: How to use them for free hotel stays?

New Delhi, April 21 -- The summer season is here. Many of you may be planning to head to the hill stations for a family vacation to escape the scorching heat. What if you could enjoy a free hotel stay... Read More


HSBC introduces 20 airline and hotel transfer partners for credit cards from April 2025. Details here

New Delhi, April 19 -- The travel and tourism industry has grown rapidly in the last few years. Taking note of the travel boom, some banks have partnered with airline and hotel programs to provide the... Read More


What is the minimum spend to earn credit card rewards? Everything you need to know

New Delhi, April 17 -- While going through your credit card statement, you must have come across certain transactions that have not earned any reward points. These may be transactions from excluded ca... Read More


Loan enquiry affecting your credit score? Here's how to get it removed

New Delhi, April 16 -- Whenever you apply for a loan or a credit card, the bank makes a credit enquiry, which is reflected in your credit report. Such enquiries appear at the bottom of your CIBIL repo... Read More


Kiwi offers up to 5% cashback on UPI spends via Yes Bank Klick Rupay Credit Card: Should you take it?

New Delhi, April 15 -- In the last few years, the popularity of UPI payments has surged. Due to its ease of use and speed of payment, it has become the go-to payment mode for many people. According to... Read More


Personal loan eligibility: 6 key criteria you must meet in 2025

New Delhi, April 14 -- When you apply for a personal loan or any other loan, you must fulfil the bank's various eligibility criteria. The bank performs the eligibility check to evaluate whether you qu... Read More


Credit score or credit report? Don't confuse these two financial tools

New Delhi, April 11 -- Many people link an individual's overall credit behaviour to their credit score. However, the credit score only summarises it with a three-digit number. There is much more beyon... Read More