New Delhi, June 3 -- When an individual starts their credit card journey, their first card is usually an entry-level card with basic features and benefits. With time, as the individual progresses through the credit card journey, they realise that they need a higher variant credit card with better features and benefits from the same bank. They can do that when the bank sends an upgrade offer or the customer asks the bank for a credit card upgrade. In this article, we will understand what a credit card upgrade is, its benefits, how to become eligible for it, and should an individual opt for it.

A credit card upgrade is the process of transitioning from an existing card to a higher variant card with better features and benefits from the sam...