New Delhi, April 14 -- Today, a high credit score is more than a mere number; it is a gateway to financial opportunities. But what happens if you do not have a credit card? Is it still possible to build a solid credit profile? Certainly. There are several different but equally effective ways you can raise your credit score without ever using a credit card.

Before you begin using any methods, it is important to know what impacts your credit score:

In conclusion, you can develop a great credit history without ever using a credit card simply by managing your loans responsibly, being intentional with your borrowing decisions, and monitoring your credit.

Disclaimer: Mint has a tie-up with fin-techs for providing credit, you will need to sha...