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How long should you wait before applying for a second credit card?

New Delhi, April 25 -- The relevance of timing cannot be underestimated in personal finance, especially when applying for credit cards. Even though there are many shiny new perks or offers that might ... Read More


Credit card delivery time: How many days does it really take?

New Delhi, April 25 -- In the present-day fast-paced digital world, receiving a credit card in India is easier than ever! Being aware of the dates will allow you to have a clear expectation and your f... Read More


Want Rs.1 lakh iPhone? Here's the best way to pay-Credit card or personal loan?

New Delhi, April 22 -- People have various credit options in the current financial world to manage expenses and achieve financial goals. Two of the most common forms of credit are personal loans and c... Read More


ICICI credit card balance transfer: Process, eligibility and key benefits explained

New Delhi, April 22 -- Do you have high-interest credit card debt from an earlier bank that's being carried over? An ICICI Bank credit card balance transfer can enable you to reduce your interest cost... Read More


Approved! But at what cost? This is how your credit score reacts to a new credit card

New Delhi, April 22 -- While getting a new credit card can be a sound financial choice, it can have negative effects on your credit score. No matter your reason for getting a new credit card, be it to... Read More


How to apply for a personal loan from Livemint? A step-by-step guide

New Delhi, April 17 -- A personal loan provides a convenient method of funding unexpected travel, house repairs, weddings, or doctor's bills. Through the provision of an easy online portal that connec... Read More


Using multiple credit cards? Here's how it impacts your credit score

New Delhi, April 17 -- In today's unpredictable financial landscape, having multiple credit cards has become increasingly common. But the question remains: does having multiple credit cards raise or l... Read More


Paying just the minimum on your credit card? Here's why it's risky

New Delhi, April 16 -- The aspect of personal finance that most people find most important is understanding how to manage payments on credit cards. While it may feel easy to pay the minimum amount due... Read More


Settled credit card debt? Here's how to rebuild your credit score fast

New Delhi, April 16 -- While repaying a credit card debt can provide immediate financial freedom, it also often causes a credit score to drop. Once you have settled a debt, it is important to rebuild ... Read More


How to settle credit card payments without extra charges? 6 smart tips that work

New Delhi, April 16 -- A smart approach to managing one's personal finances is to repay credit card debt while eliminating the possibility of additional fees. Though "settlement" typically refers to d... Read More