New Delhi, Feb. 14 -- Digital lending is rapidly changing how we access credit. Technology has expanded the reach of lenders to even the remotest corners of the country. As per estimates in a report by EY and the Digital Lenders Association of India (DLAI), digital lending disbursements stood at about Rs.21.6 trillion in FY22, it is expected to more than double to Rs.47.4 trillion by FY26. This growth presents both opportunities and challenges for lenders and borrowers alike.

Mint, in partnership with Lentra, has released 'The State of Credit,' an anthology featuring insights from 14 banking and finance leaders. The book was unveiled at an industry event in Mumbai on February 6, with Sunil Mehta, Chairman of IndusInd Bank, presiding as t...