New Delhi, Jan. 28 -- To make intelligent financial decisions, you need to know your credit card limits. You can avoid overspending, which may lead to fines, reduced credit scores, and unnecessary fees, by adhering to these spending limits. Apart from offering insight into responsible credit card use, this outlines several ways to check your credit card limits.

It is the total amount of money you can put on your credit card at one time. Credit card companies will set a credit limit based on several factors such as your creditworthiness, spending patterns, and income. You need to know your credit limit so you do not exceed it and therefore incur over-limit fees that might impact your credit score.

Here are the helpful tips on how to effe...