New Delhi, April 16 -- Whenever you apply for a loan or a credit card, the bank makes a credit enquiry, which is reflected in your credit report. Such enquiries appear at the bottom of your CIBIL report under the "Enquiry Details" section. Once in a while, you may come across an inquiry that you don't recognise. It can be an unauthorised or erroneous enquiry. In this article, we will understand what is an unauthorised or erroneous loan enquiry, and how to remove it from your credit report.

In a CIBIL report, at the bottom, under the "Enquiry Details" section, you will find the various enquiries made by banks for the credit products you applied for. For example, whenever you apply for a loan or a credit card, the bank will make an inquiry...