New Delhi, March 4 -- When you are running low or have completely run out of internet data on your mobile, you can easily do a top-up. A top-up gives an instant boost to the internet data. Similarly, if you have taken a personal loan and need more funds, you can go for a personal loan top-up. In this article, we will understand what a personal loan top-up is, its features and benefits, eligibility criteria, and should you go for it.

A personal loan top-up is an additional loan that you can get on your existing personal loan. The basis of a top-up loan is the timely EMI payments of the existing personal loan.

For example, Ajay has taken a Rs. 1 lakh personal loan with an 18 months tenure to renovate his existing kitchen into a modular ki...