New Delhi, Jan. 16 -- A good credit score of 750 and above is one of the eligibility criteria for getting a credit card or other credit instruments like loans. But what if you have started working recently and have never availed of a credit instrument? In such a case, your credit score will be -1, which indicates no credit history. So, how can you get a credit instrument in such a scenario? The answer is a secured credit card or a secured loan.

In this article, we will analyse two secured credit cards: The FIRST WOW! Credit Card from IDFC FIRST Bank and the ICICI Bank Instant Platinum Credit Card. We will compare the features and benefits of both cards and see which one is a better secured credit card.

A secured credit card is a credit ...