New Delhi, April 22 -- Do you have high-interest credit card debt from an earlier bank that's being carried over? An ICICI Bank credit card balance transfer can enable you to reduce your interest costs and facilitate debt consolidation. But, what do you need to keep in mind, and how does this process really work?

Let's consider the precautions of transferring a balance using ICICI Bank, as well as the process in greater detail.

Balance transfers mean that you transfer outstanding balances from one or more credit card(s) to your ICICI Bank credit card, in such a way that is often at reduced or zero percent interest for a limited amount of time.

You may utilise this service to:

ICICI Bank credits cardholders who handle the repayment of ...