New Delhi, July 8 -- UPI has become the most preferred mode of digital payments in India, quick, seamless, and accepted almost everywhere. What if you could turn those everyday QR code scans into cashback?

Thanks to a move by the Reserve Bank of India (RBI) in 2022, you can link RuPay credit cards to the Unified Payments Interface (UPI) and earn rewards on your daily transactions. Since then, most major banks have introduced RuPay variants of their credit cards, including versions of their Visa or MasterCard cards, which can be used for UPI payments. Some have even launched exclusive UPI credit cards offering 1.5-5% cashback.

This story breaks down how to effectively use credit cards to earn rewards on UPI transactions and lists some of...