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How income tax clubbing provisions on gifted money can work in your favour

New Delhi, June 24 -- Income tax clubbing provisions usually come up as a warning. If you gift money to your spouse and they earn income on it, rules require that the income be added back to your inco... Read More


Trust vs will: which is better for passing on wealth?

New Delhi, June 17 -- For many families, writing a will feels like the final step in estate planning. It names heirs, lists assets and records how the estate should be distributed. But for families wi... Read More


'The less I tinker, the better it works': inside Radhika Gupta's autopilot portfolio

New Delhi, June 9 -- Radhika Gupta calculates her personal investment returns only once a year, and not because she's indifferent. She runs one of India's largest asset management companies, tracks ma... Read More


Mango bonds and tree renting: a side of Alphonso in your portfolio

New Delhi, June 8 -- Summer's favourite fruit is getting a financial makeover. Consumers are increasingly paying upfront for guaranteed access to premium mangoes through seasonal tree rentals and pro... Read More


When a taxpayer dies, filing ITR remains a legal obligation

New Delhi, June 3 -- When a family member passes away, sorting out their income tax return (ITR) is unlikely to be at the top of anyone's mind. But under Indian tax law, a person's obligation to file ... Read More


Why Devina Mehra keeps 85% of her portfolio outside India

New Delhi, June 2 -- For nearly three decades, investor Devina Mehra has built her portfolio around a simple principle: never let a single market determine your financial future. The approach paid of... Read More


Can NRIs get Indian credit cards? Here's what banks don't tell you

New Delhi, May 25 -- If you have been living abroad and ignoring Indian credit cards as something relevant only for family back home, it may be time to reconsider. Some premium cards offered by Indian... Read More


How households should prepare for a year of high inflation and muted income growth due to a faraway war

New Delhi, May 25 -- If you've recently winced at the price of your whey protein tub, you're not alone. Global shipping bottlenecks caused by the US-Israel war are partly responsible for the hike in p... Read More


Why finding the right insurance agent matters as much as choosing the best policy

New Delhi, May 18 -- When Shilpa Arora needed health insurance for her husband, who has a history of ulcers, she couldn't just log on to a comparison website and choose a plan. She needed someone who ... Read More


How the deemed residency rule can hurt NRIs in some West Asian countries

New Delhi, May 14 -- For over two decades, an Oman-based NRI has called Muscat home, building a career in a country that levies zero personal income tax. In India, he filed his tax returns dutifully,... Read More