New Delhi, Jan. 6 -- Flexibility in finance is important to cope with the pace of life today. Credit cards are necessary to manage expenditure, accumulate rewards, and to build credit history. Of course, with so many choices to choose from, the difficulty will come while deciding which one is the most suitable. In this situation, HDFC Bank provides handy pre-approved credit cards to streamline and customize a mode for procuring credit.

Pre-approved credit cards are those offers that the banks or credit card companies provide, and these offers depend on your current financial relationship with the issuer; you don't have to apply for it actively. For instance, HDFC Bank may use your credit score and other financial information to decide ho...