New Delhi, June 21 -- In an era marked by aspirational spending and social media-driven consumerism, financial educator and investor Akshat Shrivastava has drawn attention online for his disciplined and pragmatic approach to money management. In a detailed post on X, Shrivastava revealed how a single core philosophy helped him save up to 95 per cent of his income-despite significant jumps in earnings over the years.

Shrivastava began his professional journey on a modest monthly salary of Rs.10,000. Residing with his parents, using a second-hand mobile phone, and sticking to home-cooked meals, he still managed to set aside Rs.1,000- Rs.2,000 every month. With no debt and a simple lifestyle, he built strong saving habits early on.

His fin...