New Delhi, Sept. 5 -- In the last few years, banks have introduced brand-specific (co-branded cards), business group-specific, category-specific, etc., credit cards. While each credit card may offer good benefits, the benefits are restricted to the specific brand, business group, or category. So, these cards cater to an individual's specific need(s), but not all needs. Hence, to cater to all their needs, individuals need to have multiple credit cards.

In this article, we will understand whether an individual must keep multiple credit cards, their benefits, and whether it will impact their credit score.

Some individual credit cards, like the HDFC Bank Infinia Credit Card or the ICICI Bank Emeralde Private Metal Credit Card, may cater to ...