New Delhi, Dec. 4 -- In the first half of fiscal 2026, the total number of sanctioned personal loans stood at 8 crore, amounting to Rs.5.13 lakh crore. Of which, digital NBFCs sanctioned 6.4 crore loans amounting to Rs.97,381 crore, with an average ticket size of Rs.15,177.

These findings were drawn by a report of the Fintech Association for Consumer Empowerment (FACE) which observes the trends for digital lending by analysing the personal loans of over 110 digital NBFCs from April 2022 to September 2025.

The report groups the Digital NBFCs as NBFCs primarily offering digital personal loans through their own/in-house digital lending apps (DLAs) or in partnership with DLAs of LSPs.

These digital loans mentioned above accounted for 19% o...