New Delhi, July 28 -- A lot of students - especially unless they are in the first couple of years of college find themselves in a strange financial bind in which they do not have reliable money coming in, but would like a credit score for later. So, can they even obtain credit without an income? Yes, you can build credit without any income as long as you have money, responsibility, and good plans.

To begin, you obviously will need income to borrow money right? To really unravel that question you will have to realise creditworthy has less to do with income - and more with repayment behaviour and transaction history.

Students can fully take advantage of the following financial tools:

Rohit Chhibbar, Chief Business Officer, Credit Cards, ...