New Delhi, July 2 -- Making a choice between a business credit card and a personal credit card may indeed be challenging, especially for independent contractors, business owners, or professionals. They both allow people to withdraw and to pay loans on credit, but very different from one another in terms of how they operate, report, and pay.

To help you decide on what credit card is right for you, let us look at the main differences.

A business credit card is used for business whether you are running a start-up, small business, or doing freelance consulting. It is designed to keep the accounting and tax reporting simpler as it allows the separation of your personal expenses from your business expenses.

A personal credit card, on the oth...