New Delhi, June 10 -- At the start of May, selected Tata Neu Infinity HDFC Bank Credit Card holders got the "NeuCard International Spends Milestone Offer". As per the offer, cardholders who spend Rs. 75,000 internationally during the offer period will earn a bonus of 2,500 NeuCoins. Such offers are known as spend-based offers. In this article, we will discuss what these spend-based offers, their benefits, and whether you should participate in them.

A spend-based offer requires a cardholder to spend a specified amount during a specified period. On fulfilling the offer conditions, the cardholder is rewarded. The reward may be in the form of reward points, gift vouchers, or something else as specified in the offer terms.

For example, HDFC ...