New Delhi, Feb. 13 -- In the last few months, many banks have reduced the benefits of their credit card rewards program and introduced fees for transactions in specified categories like rent, education fees, utilities, etc. They also have a long list of exclusions for earning reward points, and the list is steadily increasing. However, American Express has stood its ground. Their reward points program has been steady without any regular devaluations.

Also, their exclusion list for earning reward points is one of the smallest, if not the smallest. In this article, we will discuss one of their credit cards that offers a decent reward rate and very few exclusions. We will discuss the features and benefits of the American Express Membership ...