New Delhi, Feb. 4 -- Credit cards offer numerous benefits to users. However, not everyone can get them. For example, students, homemakers, senior citizens, etc., without any income source and credit score, will find it difficult to get credit cards. At the same time, they would not like to miss out on the credit card benefits. In such a scenario, add-on credit cards can help these people if someone in the family already holds a credit card. In this article, we will understand what add-on credit cards are, how they work, what their benefits are, and how to apply for them.

An add-on credit card is a supplementary card issued to a family member based on a primary credit card already held by someone in their family. For example, Rajesh is a ...