New Delhi, Oct. 14 -- With the festive season in full swing, various brands, marketplaces, offline stores, etc., have launched numerous lucrative offers on gadgets, consumer durables, and more. The festive season is the best time to buy these. Banks have introduced attractive personal loan offers, including waiver/discount on processing fees, lower interest rates, waiver of foreclosure fees, etc. If you wish to finance the purchase of your favourite gadget or consumer durable that you have always wanted to buy, with a personal loan, this is the best time to do that.

A personal loan can be applied for offline through a bank branch or online through the bank's website/app. In this article, we will discuss some of the reasons why you must c...