New Delhi, July 17 -- Are you a fresher who has just started their professional journey? If yes, you must develop good credit habits to build a good credit profile. A good credit score and profile will help you get access to credit instruments that will further help you accomplish some of your dreams. In this article, we will look at some good credit habits that freshers can adopt to build and maintain a good credit score and profile.

Before discussing good credit habits, let us understand why you should have a good credit score. Some benefits of a good credit score and profile include the following.

Access to loans and credit cards: It gives you access to loans and credit cards of your choice, provided you fulfil the eligibility criter...