India, Feb. 16 -- The beauty of an unlimited buffet is that you can refill your plate with food servings as many times as you wish after finishing each serve. What if the same thing applies to your health insurance cover? Yes, in a health insurance policy, the restoration benefit does that. It replenishes your health insurance cover after the initial cover has been exhausted from earlier claim(s). In this article, we will understand what the restoration benefit is, how it works, and why you should have it in your health insurance policy.

The restoration benefit replenishes your health insurance cover after it has been exhausted by hospitalisation claim(s). In a health policy without the restoration benefit, the cover is restored at the s...