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How to start your credit journey? Key tips for first-time credit builders

New Delhi, April 26 -- The words "credit" or "debt" can feel quite daunting, especially when you're just starting on your financial journey. For a long time, young individuals were often advised to av... Read More


Credit report vs credit score explained: Why both matter for your finances

New Delhi, April 21 -- In everyday life, we often use the terms credit score and credit report interchangeably to describe the evaluation issued by a credit bureau regarding our creditworthiness. Whil... Read More


Credit report insights: Institutional inquiry vs. consumer request-What you need to know

New Delhi, April 15 -- With India's socio-economic landscape rapidly evolving-driven by a growing young population entering the credit market and rising consumption demand in rural areas-financial man... Read More


Is your credit score at risk? The effects of using multiple credit cards

New Delhi, March 20 -- The trend of individuals holding multiple credit cards has seen growth in the recent past. Infact, people who use credit cards extensively for their benefits maintain a credit c... Read More


How does a credit score work in case of joint loan applications? Find out

New Delhi, March 11 -- In this article, we will understand how a joint loan application helps, and its impact on the credit score and report of both borrower and co-borrower. Also, how two individuals... Read More


Can no-cost EMI help build credit history and enhance your credit score? Find out here

New Delhi, March 7 -- In today's consumer-driven world, buying electronic gadgets and more has become much easier with attractive EMI (Equated Monthly Instalment) options. EMI options have given consu... Read More


Your Questions Answered: What lenders see when they check my credit report for loan approval?

New Delhi, Feb. 25 -- Lenders check your credit report to assess your creditworthiness. They evaluate the risk associated with lending to you based on the credit score and your borrowing and repayment... Read More


Credit health: Key factors and the best ways to improve your score

New Delhi, Feb. 20 -- A combination of continued economic growth and an aspirational population India is set to turn into the world's third-largest consumer market by 2026. Currently holding the fifth... Read More


How to read your credit report and safeguard your information? A step-by-step guide

New Delhi, Feb. 7 -- History holds significance as it helps understand past events, which aids in making sense of the present, and taking informed decisions for the future. For financial institutions ... Read More