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Retirement savings revamp: NPS now includes gold, silver ETFs

New Delhi, Dec. 11 -- The Pension Fund Regulatory and Development Authority (PFRDA) on Thursday allowed the National Pension System (NPS) to include gold and silver exchange-traded funds (ETFs) among ... Read More


What to do when banks refuse to reduce home loan interest rates

New Delhi, Dec. 10 -- IT professional Akhil Surampally opted for a home loan through a non-banking finance company (NBFC). Even though the Reserve Bank of India (RBI) slashed interest rates by 1.25% s... Read More


A godsend for many, digital KYC remains a nightmare for people with disabilities

New Delhi, Dec. 1 -- From wheelchair ramps to braille and audio instructions, the financial services industry has more or less been complying with demands for equal rights for people with disabilities... Read More


ELSS to RBI bonds: What really happens to locked-in money after holder's death

New Delhi, Nov. 18 -- Cancer consumed the life of 40-year-old V. Panda in January 2024. Nearly two years later, all assets belonging to the deceased marketing professional have been transferred to his... Read More


Looking to sell gold amid rally? Know how gains from SGBs, gold ETFs, and jewellery will be taxed

New Delhi, Nov. 18 -- The festive buying, coupled with political uncertainty globally, led to a price surge in gold (66%) and silver (55%) around Dhanteras. While many investors rushed in to accumula... Read More


Money-smart kids: How young Indians are learning to save and grow money

New Delhi, Nov. 13 -- "Granny, please tell uncle to escape from inflation villain and look beyond fixed deposits," says 11-year old Inaya. Meanwhile, nine-year-old Anika asks her father about the pro... Read More


Home loan insurance: Why your cover may not match your loan

New Delhi, Nov. 3 -- Festivals in India are considered auspicious for making big purchases, and for many families, that means buying a home. This year has been no different. Property registrations ha... Read More


Buying gold in instalments? Do this to avoid disappointment.

New Delhi, Oct. 17 -- Madhumita Shukla, an employee at an IT firm, was excited to redeem the units in her gold savings plan, bought at a jewellery store, for which she had been saving for a year. "La... Read More


Gold prices at record high! How to still buy the precious metal this Dhanteras and wedding season?

New Delhi, Oct. 16 -- Gold at record high: With gold prices inching above Rs.1.3 lakh for 10 grams for 24K ahead of the auspicious festival of Dhanteras, gold jewellery buyers might not be able to thr... Read More