India, Jan. 11 -- The Department of Financial Services (DFS) under the Ministry of Finance reported significant progress in banking reforms, digital payments, and financial inclusion during 2025, marking a year of strengthened financial stability and governance according to a year-end review released on Saturday.

DFS continued its trajectory of momentous reforms in 2025, building on the robust and firm foundation established through initiatives like Your Money, Your Right Campaign, the Banking Laws (Amendment) Act, 2025, EASE 8.0 rechristened as EASE 2025, Credit Line on UPI, Hello! UPI-an AI-voice-enabled payment feature, NPA management, financial inclusion, customer service enhancement, digital transformation among others.

The Ministr...