Srinagar, May 30 -- Letting your policy expire, even for a day, puts your vehicle at risk. During that gap, any damage or accident is completely your responsibility, with no financial support from the insurer. Renewal ensures that your car stays protected and you avoid penalties or loss of benefits like your no-claim bonus.

Driving with an expired policy can lead to serious consequences.

In many countries, driving without valid insurance is illegal. Aside from potential fines or vehicle impoundment, any incident during the lapsed period won't be covered-leaving you financially vulnerable. Additionally, you may lose accumulated policy benefits, and the process of reactivating or purchasing new coverage could become more expensive or comp...