Srinagar, Jan. 29 -- Haste to be rich is a great danger. It tempts a person to think of shortcuts, whether in the form of an opportunity or a scam. The tendency to take shortcuts is influenced by the content you consume and the people you associate with. In reality, shortcuts usually lead to disappointments and may land you in trouble that is too big to handle. Yes, everyone aims to make money in the easiest and fastest way possible, but the advice found on social media tempts people to follow a licentious path. Shortcuts to making millions is a fairy tale untrue in any world. The best financial shortcut is to understand that there is no fancy shortcut.

The shift of banking to digital channels has led to an epidemic of scams. From steali...