Srinagar, June 24 -- A term insurance policy isn't just a box to check off. It's something that becomes very real when you think about your family's future. When we're talking about a 2 crore term insurance, it signals a serious approach to protection. But how do you know if this much coverage makes sense for you? Or how much you'll actually end up paying? That's where a term insurance premium calculator comes in.

The calculator lets you go through different probabilities. Change the age, term, payout options and see what happens. This tool gives you control over something that can otherwise feel abstract.

Say you're in your early 30s, supporting a family, repaying a loan, and maybe even saving up for your child's education. A policy wo...