Dhaka, Jan. 20 -- The International Chamber of Commerce-Bangladesh (ICCB) has pinpointed persistently high level of non-performing loans (NPLs) as one of the 'most serious structural concerns' in the financial sector of Bangladesh.

The chamber in its editorial published in the October-December 2025 Quarterly News Bulletin also warns that the volume of NPLs, now exceeding Tk 6.44 trillion, or around 35.7 per cent of total outstanding loans, poses a serious threat to banks, depositors and overall macroeconomic stability.

The country's banking system continues to serve as the backbone of Bangladesh's economic journey, mobilising national savings, channelling investment, financing trade, supporting entrepreneurship and underpinning employme...