Dhaka, Jan. 20 -- Bangladesh Bank (BB) Governor Dr Ahsan H Mansur on Monday said commercial banks would have little choice but to actively seek borrowers as surplus liquidity continues to build up in the banking system, driven by strong deposit growth and relatively lower government borrowing.

With deposits expanding faster than public-sector credit absorption, banks are expected to redirect excess funds towards private-sector lending, a shift that could support investment and economic activity in the coming months, the governor observed.

Sharing the latest liquidity situation, he said deposit growth stood at 6.40 per cent in December 2024, when the total deposit base amounted to Tk 18 trillion.

This implies that additional liquidity o...