United States, May 1 -- CIBC announced its innovative new, no annual fee CIBC Adapta Mastercard, the first credit card in Canada that automatically determines the cardholder's top three spend categories each month based on where they spend the most, and rewards them with 50% more points on those categories.Offering a flexible rewards system, CIBC Adapta Mastercard cardholders will earn 1.5 points for every $1 spent in their top three of 12 dynamic spend categories, and 1 point for every $1 spent on all other purchases each month. The key benefits of the CIBC Adapta Mastercard include:The first credit card in Canada that adapts to cardholders' spending behavior putting them in control of the categories where they will be rewarded the most.A ...