India, July 17 -- People are living longer in these times and this can be considered both good and bad news. According to the latest WHO report in 2018, the life expectancy of men has increased from 64.2 years in 2015 to 67.4 years in 2018, and an average woman in India lives to the age of 70.3 years. However, the catch is that people are living longer with disability and illness. All of us, whether we are in our early 20s, 30s, or 40s, will age and reach a stage of life where we would retire and stop working for a living and may continue to a have a long life albeit with some diseases. And here comes the worrisome thought, "Am I saving enough for my retirement?" and "How much of my salary should I set aside for a comfortable life after ret...