New Delhi, Nov. 12 -- Car ownership comes with responsibility. One of the biggest responsibilities is protecting yourself and others on the road. While many people assume that a costly car insurance policy is the only way to stay safe and compliant, the truth is different.

There's a smarter, simpler, and more affordable option: third-party insurance. Having this policy isn't just smart; it's also the law. Let's understand how this essential cover works, why it matters, and why it might be all you actually need.

Third-party insurance is a type of car insurance that protects you from financial liabilities if your car causes damage to another person, their vehicle, or property. In simple words, if you accidentally hit someone's vehicle or ...