New Delhi, June 24 -- A third party such as a friend or business partner cannot contribute to your mutual fund investments; the money must come from your own bank account. One exception to this in Sebi's rules is for employers, who are allowed to transfer money directly to employees' mutual fund schemes.

Though this has no special tax benefits, it does have a major disciplinary benefit as the money is invested before it hits your bank account, making it impossible for you to end up spending it instead.

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Several asset management companies (AMCs) including Mirae Asset AMC and Bajaj Mutual Fund offer these corporate systematic investment plans (C-SIPs). Ganesh...