New Delhi, March 31 -- Lifetime-free credit cards often come bundled with a bouquet of entry-level benefits that are adequate enough to lure folks who are new to credit and first-time credit card applicants.

Some lifetime-free credit cards are packed with features and benefits that are of high relevance even for customers who carry fee-only cards. These credit cards command low-to-moderate upper limits on discounts, cashbacks and reward points.

Zero fee: The absence of a joining or annual fee remains the supreme benefit of lifetime-free credit cards as those who are unsure of their spends can obtain these cards to start their respective credit relationship with a bank.

Basic eligibility: Lifetime-free credit cards are offered with basi...