New Delhi, May 11 -- At a time of high medical inflation, insurance has become more than a backup plan - it's now a calculated investment. For women, especially mothers, full health coverage is an important shock absorber for unexpected medical costs that could otherwise jeopardise family budgets.

How health insurance supports women through motherhood

Pregnancy-related medical bills can often run into lakhs, putting the entire family under significant financial strain. As per National Health Survey 5,21.5% of all births in India now occur through C-sections, which has contributed to the growing costs of maternity care.

As a result, maternity claims now account for about 20% of all health insurance claims. A C-section can cost anywhere ...