New Delhi, Feb. 17 -- After checking yourcredit score recently at a credit bureau's portal, did you receive a barrage of phone calls from bank agents offering you a loan at concessional rates? If this happens to you, do not get surprised. This is quite an ordinary thing to happen.

There could be several reasons for this. Different banks usually have access to the data of customers who carry out an inquiry at acredit bureau.

1.Credit bureaus may share data with lenders: When you check your credit score, it's typically asoft inquiry, which doesn't impact your score. However, credit bureaus may record this activity.

Some banks and financial institutions take a track of these inquiries and use them as a signal that you are perhaps looking ...