New Delhi, Dec. 28 -- State-owned Central Bank of India is looking to change its loan book mix by stepping up corporate lending, even as retail, agriculture and MSME (RAM) segments remain its core strength, managing director Kalyan Kumar told Mint in an interview.

As of September 2025, nearly 72% of the bank's Rs.2.93 trillion loan book was tilted towards RAM, with corporates accounting for just 28%. Kumar plans to change this mix to 65:35 by March 2026, without diluting the lender's core focus on its rural and semi-urban franchise.

Barely weeks after taking charge on 30 September, Kumar said that, "RAM will always remain our priority. That is the strength of this organisation." However, the shift towards corporates is driven by both ri...