New Delhi, Nov. 10 -- Errors and mistakes in your credit report can bring down your credit score and impact your chances of getting new personal loans and credit cards. Errors can come up in your credit profile due to data entry mistakes, lender mix-ups, or even identity theft.

This makes it critical to review your free annual credit report on a consistent basis and ensure accuracy. In case you find glaring errors or mistakes in your credit report, then you should follow the given steps to dispute these errors and get the problem corrected as early as possible.Here are five simple steps you can take:

There are primarily four credit bureaus in the country, namely, CRIF High Mark, CIBIL, Experian, and Equifax. You should obtain your credi...