New Delhi, Oct. 8 -- Accumulating sufficient funds for your post-retirement life is one of the key financial goals for most investors. Aside from saving adequate funds to be able to buy a house, a car, and send children for higher education, retirement planning is an important goal that carries a lot of significance.

Some investors try to achieve this prematurely by pursuingFIRE (Financial Independence Retire Early), whereas others go slow while they build a corpus for their golden age.

However, once the corpus is created,investors must stick to financial discipline to ensure that withdrawals are not too high.Wealth advisors and conventional wisdom suggest that there should not be more than 4% withdrawal from theretirement corpus in a y...