New Delhi, May 10 -- Your financial status has nothing to do with who you are as a person. And yet, who you are as a person will have a significant impact on your financial status.

Our relationship with money is deeply entrenched with our own personalities. The way we handle money is often a reflection of ourselves-our gender, our upbringing, our childhood, our aspirations, and our trauma. It's so deep that even the words we use to describe other people often have money laced connotations. Generous, miserly, shrewd, careless.

And that's why we get so affected when people talk to us about money. We don't look at it as a conversation about our finances. We look at it as a conversation about us. If we're asked to save a little more, we don...