New Delhi, April 2 -- If you are a regular UPI user and are considering linking your credit card to it, you are recommended to secure a Rupay credit card. Those who are not aware, Rupay Credit cards enable the cardusers to make payments through UPI apps such as GooglePay, PhonePe, Paytm and BHIM.

National Payment Corporation of India (NPCI) has allowed linking of UPI through credit cards issued by several banks which include SBM, Union Bank of India, Yes Bank, Axis Bank, Bank of Baroda, Canara Bank, City Union Bank, CSB, Federal Bank, HDFC Bank, ICICI Bank, Indian Bank, IDFC First Bank, IndusInd Bank, Kotak Mahindra, PNB, Saraswat Bank and RBL Bank.

Before being able to start using UPI on your credit card, however, cardholder first need...