New Delhi, Dec. 31 -- As you continue to pursue long-term wealth creation, it is vital to note that one of the key financial goals is 'retirement planning'. While you spend some of your savings on a car, children's education and a house, a small portion every month is supposed to be kept aside for life after retirement.

To save for retirement, investors tend to invest in a host of financial assets, which include, but are not limited to, NPS, PPF, FD and mutual funds.

Conservative investors tend to invest more in fixed deposits and PPF, whereas those with a higher risk appetite opt for higher exposure to equity through investments in NPS and mutual funds.

While each of these investment options is unique in its own way, one not-so-popula...