New Delhi, June 10 -- If your credit score is low and want to improve it considerably, there are a number of steps that can be taken to fix this. At the outset, one must check the credit report regularly and get the errors fixed. Besides, there are some specific steps which one can take such as paying bills on time, keeping credit utilisation below 30 percent and maintaining a healthy credit mix.

1.Clear your bills on time: The payment history plays the biggest role in your credit score. It is, therefore, recommended to set up auto-debits for paying instalments andcredit cards. Even when a single payment is missed, it can drag your score down by 50 to 100 points. So, one should maintain the minimum due but try to pay the full amount.

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