New Delhi, Nov. 19 -- Do rich and successful investors know something the rest of us don't? Most of these investors, whether wealthy or not, share a few simple habits: patience, planning and some boring discipline.

Wealth is often created not by constant action, but by resisting the urge to tinker every time the market sneezes. Unlike stock tips, these behaviours can be adopted by anyone, no matter their income or portfolio size.

A seasoned investor once sketched five boxes like a thali and said, "Feed each, don't overstuff one." It was the simplest advice I had ever received and years later, those five boxes still run my playbook. These five habits are what separate investors who endure from those who merely react.

Diversification

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