New Delhi, May 21 -- In today's financial backdrop a solid credit score is important for securing favourable loan terms, credit card approvals along with securing other credit lines such as home loans, education loans etc.

That is why aspirational borrowers should focus on aiming to boost their individual creditworthiness swiftly. This can be achieved by implementing responsible financial habits that can lead to minor improvements in credit scores in about 30 to 90 days depending on the borrowers financial discipline and existing credit profile.

As a responsible borrower, to improve your credit score you should check your credit report for errors and fix it promptly. Pay all pending bills within the stipulated time and avoid applying fo...